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Software component stores personal information and provides security and encryption of the data whereas information component is a database of details provided by the user which includes their name, shipping address, payment method, amount to be paid, credit or debit card details. Figure 2 shows that the major E-wallet applications available in Malaysia are Touch’n Go, GrabPay, Boost, Wechat Pay MY, BigPay and TransferWise. This massive growth is considered a significant penetration of e-wallet services in the Vietnamese market. Daily Random Bonus. 2. The past two decades have seen e-wallets begin to take a share of payments traditionally made directly. 00a. 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